.utility-page{background:var(--paper)}
.utility-hero{position:relative;overflow:hidden;background:var(--ink);color:#fff;padding:clamp(92px,11vw,150px) 0 clamp(78px,9vw,122px)}
.utility-hero:before{content:"";position:absolute;inset:-14% -5%;opacity:.2;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='1000' height='620' viewBox='0 0 1000 620'%3E%3Cg fill='none' stroke='%23FFC107' stroke-width='1'%3E%3Cpath d='M-80 120 C80 20 220 35 340 125 S590 230 735 130 S950 35 1080 115'/%3E%3Cpath d='M-90 180 C85 75 230 85 350 180 S610 282 760 190 S960 90 1100 175'/%3E%3Cpath d='M-100 250 C80 145 240 145 370 250 S625 355 785 262 S980 170 1110 250'/%3E%3Cpath d='M-85 330 C105 220 260 225 390 330 S650 435 810 342 S1000 255 1120 330'/%3E%3Cpath d='M-70 425 C120 315 290 320 425 425 S690 535 850 440 S1030 350 1140 425'/%3E%3C/g%3E%3C/svg%3E");background-repeat:no-repeat;background-position:80% 30%;background-size:1000px 620px;pointer-events:none}
.utility-hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(45px,7vw,100px);align-items:end}
.utility-hero h1{max-width:14ch;margin-top:18px}
.utility-hero .lede{font-size:1.15rem;line-height:1.75;color:#D9DADB;max-width:64ch;margin-top:28px}
.utility-hero .utility-meta{border-left:5px solid var(--yellow);padding:22px 0 22px 24px;background:rgba(255,255,255,.04)}
.utility-meta strong{display:block;font-size:1.18rem;color:#fff;margin-bottom:9px}.utility-meta span{display:block;color:#BDC0C5;font-size:.88rem;line-height:1.6}
.utility-section{padding:clamp(76px,9vw,125px) 0;background:#fff}
.utility-section.alt{background:var(--paper)}
.utility-section.dark{background:var(--ink);color:#fff}
.utility-intro{display:grid;grid-template-columns:.7fr 1.3fr;gap:clamp(38px,7vw,100px);align-items:start;margin-bottom:55px}
.utility-intro h2{max-width:16ch}.utility-intro p{color:var(--muted)}.utility-section.dark .utility-intro p{color:#C5C7CB}
.utility-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}
.utility-card{padding:30px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}
.utility-card h3{font-size:1.4rem!important}.utility-card p{margin-top:14px;color:var(--muted)}.utility-card small{display:block;margin-bottom:18px;color:#7B6300;font-weight:800;text-transform:uppercase;letter-spacing:.12em}
.utility-prose{max-width:930px;margin:0 auto}
.utility-prose h2{margin:62px 0 20px}.utility-prose h2:first-child{margin-top:0}.utility-prose h3{margin:36px 0 14px}.utility-prose p,.utility-prose li{color:#3E444B}.utility-prose ul,.utility-prose ol{padding-left:1.35rem}.utility-prose li+li{margin-top:8px}.utility-prose a{text-decoration:underline;text-decoration-color:var(--yellow);text-underline-offset:4px}
.utility-notice{margin:34px 0;padding:24px 26px;border-left:5px solid var(--yellow);background:#FFF5CC;color:var(--ink)}
.utility-notice.dark{background:#171C23;color:#fff}
.utility-toc{display:grid;grid-template-columns:repeat(2,1fr);gap:10px 26px;padding:26px;background:var(--paper);border:1px solid var(--line);margin:38px 0}
.utility-toc a{font-size:.9rem;font-weight:700;border-bottom:1px solid var(--line);padding:9px 0}
.faq-list{max-width:980px;margin:0 auto}
.faq-list details{border-top:1px solid var(--line);background:#fff}.faq-list details:last-child{border-bottom:1px solid var(--line)}
.faq-list summary{cursor:pointer;list-style:none;padding:24px 54px 24px 0;font-size:1.1rem;font-weight:800;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";position:absolute;right:6px;top:18px;font-size:1.7rem;color:#8A6A00}.faq-list details[open] summary:after{content:"–"}
.faq-list details>div{padding:0 0 28px;max-width:78ch;color:var(--muted)}
.answer-index{display:flex;gap:10px;flex-wrap:wrap;margin-top:32px}.answer-index a{padding:10px 13px;background:#fff;border:1px solid rgba(255,255,255,.28);color:#fff;font-size:.76rem;font-weight:700}
.answer-block{scroll-margin-top:116px;padding:32px 0;border-top:1px solid var(--line)}.answer-block h2{font-size:1.65rem!important;max-width:34ch}.answer-block p{margin-top:14px;color:#434950}
.answer-label{display:block;font-size:.67rem;letter-spacing:.13em;text-transform:uppercase;color:#8A6A00;font-weight:800;margin-bottom:12px}
.policy-table{width:100%;border-collapse:collapse;margin:26px 0}.policy-table th,.policy-table td{text-align:left;vertical-align:top;border:1px solid var(--line);padding:16px}.policy-table th{background:var(--ink);color:#fff;font-size:.75rem;text-transform:uppercase;letter-spacing:.1em}.policy-table td{background:#fff}
.sitemap-groups{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.sitemap-group{background:#fff;border-top:5px solid var(--yellow);padding:28px}.sitemap-group h2{font-size:1.35rem!important;margin-bottom:17px}.sitemap-group a{display:block;padding:9px 0;border-top:1px solid var(--line);font-weight:700;color:#343A41}
.not-found-search{display:flex;gap:12px;margin-top:28px}.not-found-search input{flex:1;min-width:0;padding:16px 18px;border:1px solid var(--line);background:#fff;color:var(--ink)}.not-found-search button{background:var(--yellow);color:var(--ink);border:0;padding:13px 22px;font-weight:800}.search-results{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:24px}.search-result{display:block;background:#fff;padding:19px;border-left:4px solid var(--yellow);box-shadow:0 10px 30px rgba(11,15,20,.08)}.search-result strong{display:block}.search-result span{display:block;color:var(--muted);font-size:.82rem;margin-top:5px}
.thankyou-panel{max-width:900px;margin:0 auto;background:#fff;border-top:7px solid var(--yellow);padding:clamp(34px,6vw,68px);box-shadow:0 24px 70px rgba(11,15,20,.12)}.thankyou-panel h1{font-size:clamp(2.8rem,5vw,4.4rem)!important}.thankyou-panel p{margin-top:20px}.thankyou-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.timeline-v1{background:var(--paper);padding:clamp(78px,9vw,122px) 0}.timeline-v1-head{display:grid;grid-template-columns:.72fr 1.28fr;gap:60px;margin-bottom:52px}.timeline-v1-grid{border-top:1px solid var(--line)}.timeline-v1-item{display:grid;grid-template-columns:120px 1fr;gap:32px;padding:27px 0;border-bottom:1px solid var(--line)}.timeline-v1-year{font-family:Poppins,Inter,Arial,sans-serif;font-size:1.8rem;font-weight:800;color:#9A7800}.timeline-v1-item h3{font-size:1.2rem!important}.timeline-v1-item p{margin-top:8px;color:var(--muted)}
@media(max-width:900px){.utility-hero-grid,.utility-intro,.timeline-v1-head{grid-template-columns:1fr}.utility-grid,.sitemap-groups{grid-template-columns:1fr}.utility-toc,.search-results{grid-template-columns:1fr}.timeline-v1-item{grid-template-columns:1fr;gap:8px}}